Long-Term Care
From aarp.org: The phrase “long-term care” refers to the help that people with chronic illnesses, disabilities or other conditions need on a daily basis over an extended period of time. The type of help needed can range from assistance with simple activities (such as bathing, dressing and eating) to skilled care that’s provided by nurses, therapists or other professionals.
Employer-based health coverage will not pay for daily, extended care services. Medicare will cover a short stay in a nursing home, or a limited amount of at-home care, but only under very strict conditions. To help cover potential long-term care expenses, some people choose to buy long-term care insurance.
Policies offer many different coverage options. Since you can’t predict what your future long-term care needs will be, you may want to buy a policy with flexible options. Depending on the policy options you select, long-term care insurance can help you pay for the care you need, whether you are living at home or in an assisted living facility or nursing home. The insurance might also pay expenses for adult day care, care coordination and other services. Some policies will even help pay costs associated with modifying your home so you can keep living in it safely.
More Long-Term Care Insurance on aarp.org
Health, Disability, and Medicare Supplemental Plans
- Health and hospital plans
- Disability coverage when needed
Home and Community Care Benefits
- Home Health Care (Including Homemaker Services)
- Long term care annuities
Dental & Vision
Security Life understands that your needs are unique and is committed to finding you the dental and vision plans that meets your needs. Our PrimeStar dental and vision insurance plans offer affordable coverage with instant free online quotes, coverage for individuals 18+ (including seniors), no online enrollment fees and a 30 day customer satisfaction guarantee.
PrimeStar dental insurance plans also offer:
- Two dental exams and cleanings per year
- Up to $2,000 calendar year Maximum Benefit
- Maximum Care Network with over 200,000 access points nationwide
PrimeStar vision insurance plans also offer:
- One exam each year
- No waiting periods for immediate coverage
- VSP or EyeMed networks for the greatest savings
Get started with your dental and vision quote today!
